Tool
UCITS ETF Finder
European retail investors cannot buy US ETFs like VOO, VTI, or QQQ due to PRIIPs regulation. Enter any US ETF ticker to find the correct UCITS-compliant European equivalent — and see which brokers carry it, what they charge, and how it compares.
PRIIPs blocks US ETFs
EU regulations prevent European retail investors from buying US-domiciled ETFs like VOO and VTI. You need the UCITS-compliant European equivalent.
Not all equivalents are equal
Some UCITS equivalents track the same index but use different replication methods or have higher fees. We show you the difference.
Broker availability varies
Even the correct UCITS ETF may not be available on every broker in your country. We show which brokers carry it and what they charge.
Frequently asked questions
Why can't I buy VOO or VTI as a European investor?
Since January 2018, EU regulations (PRIIPs / KID requirements) effectively block European retail investors from purchasing US-domiciled ETFs. US fund providers like Vanguard and iShares are not required to produce a Key Information Document (KID) for EU investors, so most EU brokers cannot offer them. The solution is to buy the UCITS-compliant European equivalent instead.
Is the UCITS equivalent exactly the same as the US ETF?
Usually very close, but not always identical. Exact matches track the same index with the same provider (e.g. iShares Core S&P 500 UCITS = IVV). Close matches track the same index but from a different provider. Similar matches have comparable exposure but may use a different index. We label each match so you can see the difference.
What does accumulating vs distributing mean?
Accumulating ETFs automatically reinvest dividends back into the fund. Distributing ETFs pay dividends out to you as cash. For long-term investors in most EU countries, accumulating ETFs are more tax-efficient as you avoid dividend withholding tax. The right choice depends on your country's tax treatment.
Why does the UCITS version have a higher TER?
UCITS ETFs often have slightly higher Total Expense Ratios than their US counterparts. This is partly due to smaller AUM (less economies of scale) and different regulatory costs. The gap has narrowed significantly in recent years — many UCITS ETFs now have TERs under 0.10%.
Why is Ireland the most common domicile for UCITS ETFs?
Ireland has a favourable tax treaty with the USA that reduces withholding tax on US dividends from 30% to 15%. This makes Irish-domiciled UCITS ETFs more tax-efficient than Luxembourg-domiciled alternatives for funds with significant US equity exposure. Most major UCITS ETFs from iShares, Vanguard, and SPDR are domiciled in Ireland.