XTB Review

KNFFCAUpdated 15 March 2026

4.3

/10

Our rating

Min deposit

€ 0,00

Founded

2002

Headquarters

Warsaw, Poland

Countries available

7 EU countries

Fee breakdown

Fee type	Amount	Details
Commission per trade	Free	Zero commission up to €100k/month turnover
Commission (% based)	20.00%	0.2% commission above €100k/month
Currency conversion	50.00%	0.5% FX conversion fee
Custody / platform fee	Free	No custody fee
Inactivity fee	€10	€10/month after 12 months of inactivity

Fee data sourced from XTB's official website. Always verify before opening an account.

Features

Fractional shares

Demo account

Dividend reinvestment (DRIP)

API / developer access

Copy trading

Mobile app

Desktop platform

Two-factor authentication

EUR IBAN account

Multi-currency account

Margin trading

Instant deposit

Tax reporting tools

Available in

🇳🇱Netherlands 🇩🇪Germany 🇫🇷France 🇪🇸Spain 🇧🇪Belgium 🇮🇹Italy 🇸🇪Sweden

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Risk disclaimer: Investing involves risk of loss. The value of your investments can go down as well as up. Past performance is not indicative of future results. This review is for informational purposes only and does not constitute personalised financial advice.